Access your home equity tax-free — with no monthly mortgage payments required. Federally insured HECMs are trusted by countless homeowners 62 and older across the country.
We only need a few basic details — it takes about 60 seconds — and we’ll do the rest.
A reverse mortgage lets you convert home equity into cash — on your terms.
Speak one-on-one with a licensed specialist. We answer every question — no pressure, no commitment.
Meet with an independent, government-approved counselor to ensure you fully understand your options.
We handle the paperwork. A licensed appraiser determines your home’s current market value.
Choose a lump sum, monthly payments, a line of credit — or any combination. You stay in your home.
You keep title and ownership. No monthly mortgage payments required.
You’ll never owe more than your home is worth — guaranteed.
with FHA programs
No obligation. No pressure. Just the information you need to make the right decision for your family.
Talk directly with a licensed reverse mortgage specialist. Get personalized answers, learn your options, and discover how much equity you qualify for — completely free, completely confidential.
Our comprehensive guide covers everything — how HECM loans work, eligibility, pros and cons, costs, and questions to ask your advisor. Plain language. No jargon.
Browse our YouTube channel with short, clear videos covering every aspect of reverse mortgages — from basics to advanced strategies — presented by our senior specialists.
Yes. You retain full title and ownership of your home throughout the life of the loan. The lender simply places a lien on the property, just like a traditional mortgage.
That’s fine. The reverse mortgage proceeds are first used to pay off any existing mortgage balance. You keep the remaining equity.
Qualification is primarily based on age (62+), home equity, and the home’s value. A financial assessment is conducted but requirements are much more flexible than traditional loans.
The loan is repaid when you permanently leave the home, sell, or pass away. Your heirs can repay the loan and keep the home, or sell the home and keep any remaining equity.
Join thousands of homeowners who discovered a smarter retirement. Your free consultation is just one click away — no obligation, ever.
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Equal Housing Lender · NMLS #1556596 · DRE#01196945 · Corp NMLS# 1799965
Arizona NMLS #1051202 · Florida NMLS #LO12959
Nationwide Loans: 701 Palomar Airport Road Suite 300, Carlsbad, CA 92011
Accessibility Statement | NMLS Consumer Access
Important Disclosures: Equal Housing Lender. This is not a commitment to lend. Rates, terms, and guidelines are subject to change without notice. Not all applicantswill qualify. This material is not from HUD or FHA and has not been approved by a government agency. Reverse mortgage loan terms include occupancy requirements, maintaining the home, and paying property charges including taxes and insurance. Failure to meet these requirements can cause the loan to become due. A HECM is a home-secured debt payable upon default or a maturity event. Not available in all states. Loan products provided in Arizona, Florida and Texas are exclusively provided through Nationwide Loans, Inc.
Equal Housing Lender